Archive for sell
May
24
A Quick Cash Sale of your House Can be Easy and Hassle-free
Posted by: | CommentsRepossession represents the legal process that allows financial institutions to recover properties from defaulters. This unfortunate situation occurs when the homeowner has borrowed from the financial institution in lien of the property, and has failed to pay his or her instalments or arrears in full. The homeowner loses the right to ownership of the property, which is followed by the obligation to evacuate the property, as the lender is authorized to occupy it.
Moving out of the property is not the only tragic consequence of repossession. The homeowner will probably also have to repair the damage, which adds to more expenses. The homeowner’s credit score may also be affected, preventing him or her from being granted credit in the future.
What homeowners should know is that the repossession process cannot happen overnight. You need to be aware of your rights, and avoid early and undue repossession from taking place because you are uninformed or ignorant. First of all, it takes more than the lender’s will to throw you out of your home. Prior to being repossessed, you should receive several notices in writing from the lender, notices that bring your default to your attention and offer settlement solutions. If you fail to make things right at this stage, you will also have to be issued a formal repossession order by a court of law. Either way, you should not lose hope, because there will always be a solution for settlement, as the lender is more interested in getting the money back, rather than in getting the property.
There are times when, as informed as you may be, certain financial exigencies that you may experience will prevent you from making your payments in time. Under these circumstances, you have to find a good solution to stop house repossession. Quick house sale is a very good solution to stop house repossession.
The prospect of being evicted from your home can generate both psychological and financial problems for you as the owner of the property. Surveys show that repossession occurs more and more frequently in the UK and all over the world, as there are more and more financial institutions willing to offer loans, without properly checking credit reports. If, for whatever reason, you find yourself in the situation of being unable to pay your arrears, you will probably want to stop house repossession, and selling your property quickly is the answer.
How can you sell property fast in UK? Well, you can undertake the whole process of selling your home through an estate agent, but this would most likely take a lot of time, and with chains breaking or the buyer pulling out of the sale at the last minute as buyers very often do, could lead to all sorts of problems. In the meantime you have wasted weeks trying to find a buyer for your property with repossession looming ever closer.
When you want to stop house repossession, you need a lot of cash in a short time, and getting it on your own is highly unlikely. Instead, you can opt to sell property fast in UK, and do so in an easy and hassle-free way, without involving any estate agent, by turning to investors with lots of cash who buy houses privately.
Such investors with cash can really come to your rescue when you need to sell property fast in UK and stop house repossession. Your house can be sold as quickly as in ten days or less, with no costs for you, as all solicitor fees will be paid for by the investor.
Many of our clients have said that they desperately need to come up with a large amount of cash and don’t want to move out or lose their home as they have no where else to go. Therefore, to assist our clients needs we have a Rent-Back option in place which enables us to buy the house fast and rent it straight back to them at an affordable rent - this ability to be flexible is just one of the advantages of dealing directly with cash buyers like us.
All in all, a quick house sale in UK is the solution to several problems that you may be experiencing. You can stop house repossession and keep your home, get a large amount of cash in less than ten days, and keep your expenses as low as possible, by selling your house privately to investors with cash.
For more information about stop house repossession or even about sell property fast UK please review this website http://www.elitepropertybuyers.com
Quick House Sale
May
22
Mortgage Servicing Disclosures: Know Your Rights
Posted by: | CommentsThe volatile state of the mortgage market has led to many unexpected problems for homeowners. One problem that often arises is confusion when a homeowner’s mortgage is sold. Although transfers are common, there are scams related to mortgage transfers that can catch even the most astute home owner off guard. So, what do you need to know if your home mortgage is transferred? Fortunately, the homeowner has many rights spelled out by the federal government that will protect them from problems when a mortgage changes hands. Knowing these rights will help put your mind at ease when you learn that the company that services your mortgage is selling it.
It’s not personal
Your loan is one part of a huge block of loans your institution is selling. They do this to make money, not because there is anything wrong with your loan or your credit worthiness. In fact, some mortgage lenders sell 80 to 90% of the loans they originate; this is so they have enough capital to continue to make new loans in the community. You may even receive a disclosure of this intent at the loan’s closing, although many people miss this when reading all the fine print.
Make sure that the mortgage was actually transferred
A scam that has been increasing in popularity occurs when a company sends a letter to a home owner, stating that they have acquired the homeowner’s mortgage. In fact, this never actually occurred. The unsuspecting homeowner dutifully makes his mortgage payment to the new company, never realizing that something is wrong until he receives a delinquent payment notice from the original lender. By then, there is little hope of recovering the missing money. The best defense against this scam is a good offense. If your lending company sells your mortgage, they are required to send you a written notification of the fact. The company that acquires your mortgage is also required to send you written notification. They must also provide you with the name of someone you can speak with over the telephone or in person to answer any questions that you may have. Without a letter from your current lender and the new lender, continue to send your mortgage payments to the original lender.
Know your rights
There is a law in place that gives you a grace period during the transition when your loan changes hands. This means that if you mail your payment to your original lender, when you should have made the payment to the new lender, or you misunderstood the effective date of the transfer and mailed your check to the new lender, not your original lender, you will not be penalized. There is a 60 day grace period on payments during the transfer time. Payments that are late during this time are not assessed a late fee and will not be reported on your credit record.
Your loan terms cannot change
Regardless of what has happened between the time that you originally qualified for your loan and the time that it is sold, the terms of your loan cannot change. The interest rate must remain the same, and other terms and conditions remain in place. The new lending institution has no legal authority to change any of the terms that were part of your original agreement. Also, the deed of trust cannot be changed. Like the original terms of the mortgage, the deed of trust cannot be changed.
Know that there is a complaint resolution process
If you are experiencing problems during the transition period or after the transfer is complete, the mortgage company is required to have in place a complaint resolution process for the customer to use. Explain your problem in writing, and send the written explanation to the company. It is important not to include this complaint with your payment, but as a separate piece of correspondence. Most mortgage servicers provide a “correspondence” or “inquiries” address somewhere in your coupon book or on your monthly statements. If you are not sure where to mail it, try calling for the correct address to avoid any unnecessary delay in getting your dispute resolved.
Overall, there is no reason to fear a change in your mortgage servicing company. Transfers are part of everyday business for the mortgage company, and it is how they make some of their money. While there may be some confusion during the transition period, by understanding your rights, you can help to ease any difficulties. Once the transition period is complete, you probably will not notice any difference in your service other than the name you write on the checks. If you have any questions during the transfer period, speak with the lender that originally held your mortgage or the new company until you receive the answers you are looking for.
Repossession
May
21
How Does the Sell and Rent Back Process Work?
Posted by: | CommentsFirst make a call to a specialist company and discuss your problem with the representatives. Specialist companies will deal with every customer sensitively. Since customer is considered king in every business, in sell and rent back business also the specialist company has to deal with the customer carefully and listen to his problems with loads of patience. The specialist company will tell you how the sell and rent back service works. The second step would be to do a free value assessment of the property. Someone from the company will visit your house within 24 hours and give you other details.
They will tell you the value of your property. The sell and rent back company will decide on the rental value of the property after knowing the rental value of other properties in that area. You are under no compulsion to accept their offer. Once the offer is accepted by you specialist Company will tell you to sign a legal contract with them relating to standard tenancy agreement. Sell and rent back company will make you understand all the terms and conditions of the contract before you sign it. You can tell your solicitor to look over the deal before signing it. They do not charge hidden costs or extra costs. They retain only a small part of your payment as a deposit. Once you’ve have signed the contract you’ll get your cash generated from sale of your property. You can pay rent by direct debit, check or cash.
By renting back your own home you’ll be able to avoid estate agents, tiresome public viewings, property chain breaking issues, the search for suitable rental accommodation as well as the tiresome business of moving itself. Due to credit crunch thousands of homeowners resort to private property sales to get out of bad debts and settle mortgage payment arrears. Maybe you’re one of the homeowners who simply have no choice but to use the money you’ll receive for the sale of your home to pay off bills, make payments on overdrawn credit cards and maybe even put a bit aside for a rainy day.
While this solves short-term problems like debt and payment arrears, it also means that you stand in danger of being exploited by greedy agents and landlords cashing in on the soaring demand for housing in the rental sector. Don’t fall into the trap of unscrupulous landlords or rental agents. Better visit specialist companies who will buy your house at a good price and rent it back to you, so that you do not face any problem.
Sell and Rent Back
May
18
Home Insurance – an Absolute Necessity
Posted by: | CommentsA home has to be protected from all possible dangers. The best way to do that is to protect your home through home insurance policy. A home insurance policy can protect one from several varied situations, including fire and theft. Also, contents and possessions can be insured, along with the structure of the building and other equipments. Home insurance can be an expensive affair; this can be taken care of by deploying the services of a specialist broker.
There are a few things to be taken into consideration before taking a home insurance policy. The homeowner has to take certain precautions to ensure he does not get a raw deal. For instance, if the home has undergone some renovation work, the value increases. The current policy may not necessarily do justice to the actual value of the home. The competition in the home insurance sector is tremendous nowadays. Every new day brings about a more feasible offer. To get the best (or somewhere close to it) home insurance deal, one can undertake research of the plethora of offers that are in the market.
Should there be certain changes in the locality you are, it may lead to the increase or reduction of the home insurance policy. Generally, a customer’s insurance company contacts him should there be anything of that nature. Still, it would be foolhardy to expect your insurance company to update you on better deals from competitor companies. If the place you live in has damage or theft claims in recent history, the company will charge more. Here, the true value of the company is important. Also, of significance is the credit report.
Also, one can take steps to bring down the policy. Improving the safety measures can qualify the insured for a discount. Taking two or more policies can be helpful as well. One good advice is to shop around for the best deals.
Rent Back Fast
May
17
What If My Mortgage Lender Threatens To Evict Me?
Posted by: | CommentsThis document explains the eviction process used to evict homeowners in the UK due to unpaid secured loans. It offers advice on how to prepare for the court hearing and how to deal with lenders.
Firstly it is important to know that your lender can not evict you without a court order. If you have been given a court order by your lender (received in the post) it usually means that other attempts made by you and the lender to overcome the arrears have failed. Some lenders are very sympathetic to borrowers who have got behind in their mortgage payments and may wait 6 months before applying for a court order. Some lenders (of the sub prime variety) will be all to quick to take late payers to court.
In order to start the eviction process the lender will apply to the local court to issue a possession claim which will give you a date and time for a hearing in the county
court. You should have at least 28 days notice of the hearing date. (Note; a court hearing does not mean you will automatically lose your home.) Even if the court decides you cannot afford to stay there, you will not be evicted from your home on the date of the hearing.
What you need to do before the hearing
A document called particulars of claim will be sent as well. This sets out your lenders case for taking possession of your home. You will also receive form N11M called a defence form which you should fill in and return to the court within 14 days or receiving it.
It is important you give as much information as possible in the defence form as this give the court a chance to see your side of the story. The court will not evict people unless they have to so give them a good reason why they should order the lender not to evict you. You need to ensure you:
* Check the details of your lenders claim to see if you agree with them. Say if you think that the information is wrong.
* You will be asked how much you can afford to pay off the arrears. Prepare a personal budget sheet to work out how much you can afford to offer and show this.
* Put down an amount which you can afford, even if your lender has already refused this offer.
* If you are hoping that your circumstances will improve in the future (i.e. the reason why you got in arrears will change or improve), or you want time to be able to sell you home, then say so in the space provided.
You should send this document back 14 days after receiving it. If you have missed this date it is still worth sending it if it will reach the court before the hearing date. Remember to keep a copy.
What you need to on the day of the court hearing
* Come prepared to the court with short noted about what you would like to say at the hearing. Do not be afraid to refer to them when you speak.
* If your financial circumstances have changed since you filled in the court form work out a new budget sheet and take it with you.
* Take 3 copies of your latest personal budget with you (one for you, one for the judge and one for the lenders representative).
* Try to answer questions clearly, calmly and fully. Remember you have as much right to put your case as the lender and the judge will be keen to get the full story.
What should you say?
If you think you can pay off some of the arrears in staged payment let the judge know your plan. If the judge agrees the lender can not evict you if you stick to these plans. If the judge does not agree with this plan you can ask for an adjournment or postponement to give you time to sell your property yourself.
If you plan to pay off the arrears in a short space of time (by remortgaging or selling your property ask for an adjournment). You should also ask for an adjournment if you don not agree with the lenders figures. This will give the lender time to get detailed accounts ready for the judge.
If the judge does not accept any of your plans they can the district judge can make a possession order, which allows you a set period, usually 28 days, before your lender can take any action.
What if I can not pay?
If you subsequently find you can not pay the amount which the court has ordered you to pay, you should go back to the court and ask for the order to be changed. Use the form N244, available from the court office. You should also contact your lender and try to make a new arrangement.
Quick Property Sale
May
15
Home Insurance - the Importance of Shopping Around
Posted by: | CommentsThe basic idea behind home insurance is pretty simple; trying to recover from a household disaster without it however, is not.
Home insurance was designed to provide consumers with the peace of mind that if anything disastrous happens to their home or belongings then they should be eligible for a financial payout, thus easing the burden of replacing what has been lost.
The insurance is split into two categories, the first – contents cover is usually required by all consumers, both homeowners and those living in rented accommodation. The second, buildings cover, is likely to be required if you are a homeowner, but may be provide by your landlord if you are a tenant; this is something that should be checked as it is not always provided a standard.
With both types of insurance it’s vital that you do not underestimate the level of cover you require, otherwise you may find that any prospective payout(s) do not cover your losses.
It is common practice for insurers to bundle the two together – offering a discounted package if you take out contents and buildings cover from them. Although this is often the easiest option, it may not prove the most cost effective. Also, when purchasing a home, your mortgage provider will almost always insist that you have some form of buildings cover, as until you fully pay off the mortgage it is their investment too.
The specific premiums that you will be required to pay will vary considerably, depending on a number of factors, notably; the area, any past claims you have made, the age of your property and value of its contents.
Although the overall cost of home insurance hasn’t changed that much over the past decade, the breadth of cover however, tends to fluctuate. To clarify, the number of situations in which your insurer will pay out can range from accidentally breaking your TV to having a handbag stolen abroad.
For this reason it is important to go over all of the home insurance details with your insurer prior to taking out the house insurance. The internet is an excellent resource for researching and finding cheap home insurance.
Rent Back Fast
May
14
What the Bank Isn’t Telling you About your Mortgage Protection Plan
Posted by: | CommentsIf you are a new homeowner or you recently refinanced chances are you have received many advertisements in your mail box about Mortgage Protection Insurance. The letters may vary in style and wording but they all say pretty much the same thing. “You have not taken advantage of our low cost mortgage protection program, please fill in the information below and send it back as soon as possible.”
The problem is these letters or offers often leave you with a lot of unanswered questions. Who sent this letter and how did they get my information? Are they affiliated with my Bank? Do I really need Mortgage Protection? How much does it cost, and is it really a good idea?
First of all where did this letter come from? Well that depends. Sometimes a bank or lending institution may have given your name out to a third party insurance company that offers mortgage insurance and has some affiliation with the bank. On the other hand, it might just be a local insurance agent who is trying to generate business. The affiliated insurance company obviously got your information from the bank they are affiliated with but the insurance agent may have just got your information from the county clerk. You see, mortgages are a matter of public record and anyone with some time on their hands and a little know how can go down to the county court house and look up information regarding your mortgage. For some of you this may make you a bit concerned but it is perfectly legal.
So that is how those letters end up at your door but the more important question is what is mortgage protection insurance and do you really need it? Mortgage Protection insurance is just what it sounds like. It is an insurance policy designed to protect your family in the event that you are not around to pay your mortgage for them. The plan might be set up to pay off the loan if you die or if you become disabled. But to answer the question do you need it depends on a lot of other factors. Do you have dependents that are counting on you to pay the mortgage every month? If you became sick or injured and unable to work how long could you pay the mortgage without your current income coming in? Do you have other life insurance or disability insurance in place? If so is it really going to be enough now that you have taken on more obligations? When was the last time you had a professional evaluate your insurance needs? All of these questions should be taken into account before you make a decision regarding Mortgage Protection Insurance.
After considering all of these questions you still may be trying to figure out if mortgage protection insurance is a good deal for you or not. Again the answer is, it depends, and there are many things about mortgage protection insurance that you may not be aware of. Here are just a few examples.
If something looks too good to be true it usually is. For example many of the plans that are sent out from bank affiliates are very inexpensive so they may seem to be quite attractive however you need to read the fine print or find an advisor that can help you. The catch on these plans usually is that they will only pay off if your death or disability is the result of an accident. What happens if you purchase one of these plans and you have a health concern like, cancer, heart attack or stroke? They won’t pay dime one, that’s what happens! So be careful that you know what it is that you are buying. Especially if it is being sold through the mail and looks too cheap to be true. Accident plans only pay if you die in an accident, period.
One other problem with the bank sponcered plans are that most of them are set up with decreasing benefits. In other words your insurance benefit will decrease as your loan decreases. For example if you start out with a $100,000 mortgage and you pay on it for 15 years and now you only owe $72,000 your insurance contract’s death benefit will also drop to $72,000. At first this might not seem like a problem and it’s really not. But what if you could instead have a level benefit for the same price? For example what if you could have a $100,000 death benefit no matter how much you owed on the house and it didn’t cost you anymore to do it that way? Wouldn’t that be a better deal? Well that deal dose exist so you may want to be careful before you sign up for the first plan you see.
Another thing that you may want to look out for is that with almost all of the banks plans they are non-transferable. This means that if you change banks, or you refinance, or even if you just sell your home you now have to get a brand new mortgage insurance plan because the bank’s plan doesn’t carry over. What if your health changes and you don’t qualify? What if your new bank doesn’t offer mortgage protection (not all banks do)? What if a few years have gone by and now you are older and the costs have increased due to your age? If any of these things happen than you would have been better off buying a plan that was transferable from one mortgage to the next. Often you can not purchase these transferable plan through the bank but instead you need to go through an independent insurance broker.
The last thing you need to be aware of is that many mortgage protection plans are offered as a group benefit. Just like the term life insurance that you get from your employer. Group plans are offered to a group of people with the same set of circumstances and because of this they are easier to qualify for. This can work to your advantage or your disadvantage depending on your circumstances. For example if you are not so healthy and you already have a health problem like diabetes you will most likely get a very favorable rate if you purchase a plan as part of a group because the health risks are spread out amount the entire group and you are not left to bare the full cost of your illness alone. But what if you are in excelent health and you have no health issues whatsoever than you may be better off not lumping yourself in with a group of people that could verry well be less healthy than you. If you are willing to subject yourself to an easy medical exam in the comfort of your own home or office than you may just qualify for a much cheaper rate.
These are just some of the things you should take into account when considering mortgage protection insurance. But the most important thing to consider is will mortgage protection insurance by itself really protect you and your family? Even if you leave your home paid off for your loved ones will they really be able to afford to live in it without your income? Leaving your home free and clear for the ones you love is certainly a noble idea and a commendable one but have you really thought about what they would do to survive financially in that house without you to take care of them? If you really want to protect yourself, your home, and your family than perhaps you should consider talking to an advisor that can help custom tailor a plan to meet your exact needs. Is mortgage insurance a good idea for you? The only answer any qualified advisor can give without looking at your particular circumstances is, it depends. At this point one of the smartest things you can do is talk with a Registered Financial Consultant to determine exactly what you and your family need so you can make an educated buying decision.
Repossession
May
11
A Guide to Bailiff Rights of Entry
Posted by: | CommentsIf you are experiencing serious debt problems then you are very likely worried about the prospect of someone (possibly a bailiff) calling at your home to take away all your goods and sell them. Most people with a debt problem in the UK (unless it is a debt arising from non payment of fines/taxes) will not be visited by a bailiff, as the creditor will have to go to court to get a County Court Judgment (CCJ) before a bailiff can be instructed. Even once this has happened you will have to fall behind with your agreed payments before a bailiff (possibly) comes to call.
On a normal unsecured debt you are more likely to see a debt collector, but they have no powers whatsoever. You are perfectly entitled to slam the door on them and demand they leave your property! Any persistent attempts to contact you (standing outside shouting, knocking on the door constantly) could be construed as harassment and would therefore be illegal.
If you are unlucky enough to be visited by a bailiff then you will want to know…
Bailiff Rights of Entry - What Are They?
The first thing you should do when confronted by someone saying they are a bailiff is to get them to prove who they are. They must be able to provide some evidence of their identity and their instruction to collect a debt that you owe. If they don’t have this then they are just a debt collector, and can be sent packing as described above.
If they are a bailiff then unless they are recovering a tax debt and have obtained a court order, they are not allowed to force there way into your home. They cannot push past you when you stand at an open door. They have to gain “peaceful entry” to your home which means entering through an unlocked door or open window (or being invited inside by you). If they visit the house when there are only children present (younger than 18) then they must leave. It is very important to realize that your relationship with the bailiff and their powers to enter your home are massively changed if you let them into your home (or they manage to get in through an open window or unlocked door. If you keep them out then they have no powers. Once they have gained peaceful entry then they can:
-Make a list of possessions to be seized (a walking possession order).
-Break into locked areas within your house.
-Return at a later date and break into your home to gain access to the goods listed on the walking possession order.
Letting a bailiff into your house is a disaster and should be avoided at all costs. Don’t fall for any trick regarding using your phone/toilet etc. as it could have terrible consequences.
How do You Resolve the Situation?
You need to get the debt out of the hands of the bailiffs and back with either the courts or the creditor. To do this requires urgent and skilled money advice from the Citizens Advice Bureau or similar debt charity. Remember that the rules regarding unsecured debt mean that you should only have to pay an amount that you can afford (after allowing for essentials) so negotiating to pay your debt by installments should be a lot less traumatic than being visited by bailiffs.
Sell House Quick
May
10
The Best Way to Sell your House
Posted by: | CommentsSelling a house is a very complex procedure that takes lots of preparation, research, patience in order to do it the right way. The first thing every home owner who wants to sell a house is to see it no longer as a home but as a product which needs to be marketed in order to get a fair price from property buyers which are on the look for a good house if possible at the lowest price available.
The next thing to do is consider having a professional whole sale inspection so that all major flaws will be uncovered before they can cause troubles to potential clients. Also, by doing this it will prove that you are a responsible seller which will greatly improve the overall perspective of the house. After doing this it is advisable to literally prepare the house for the upcoming sale. In other words, what you need to do is stand back and look at the house objectively and think if you would buy such a house. Asking friends, relatives, neighbors what they think of the house is a wise thing to do as you will get an objective opinion about the house. All this because overlooking flaws can cost you money and nobody wants to lose money for no reason. Detecting flaws and repairing them will improve the value of the house.
Make sure your house is fresher, cleaner, better maintained so that it will stand out from the competition which will convince property buyers that if they purchase your home they will make a wise decision. After you have done this try removing all the “imprints” that you have made to the house. You should still keep a few photos of your family but don’t exaggerate because if your house is full of personal pictures, property buyers can’t envision themselves in the house so there are slim chances that they will buy it.
A wise choice when selling a house is to benefit from the services of a quick house sale company which are becoming more and more popular due to the fact that real estate agents aren’t a reliable solution anymore because their fees are enormous. Among major advantages provided by this kind of companies are: no valuation fees, no estate agent’s fees, there is no waiting, no mounting debts and also no uncertainty.
Another reason why people should use this method relies on the fact that we live in a uncertain property market with unrealistic estate agent’s valuations so if stability is what sellers are looking for, this is the thing to do as this companies offers what everybody is looking for : hassle-free transactions. These companies can buy your property for cash in a week which is almost incredible, also after they buy it you have the possibility to rent it if you don’t have where to stay after the selling. Also, unlike estate agent’s, their evaluations are real so they won’t betray and deceive you.
Although these companies offer less money ( between 15%-20% ) for your home in comparison with a real estate agent, this still remains a great solution as it is way more faster and reliable because you get your money right away, in cash, so there are no complications during the transaction.
With ever increasing needs for full services when it comes down to selling a house, U.K.’s quick house sale companies offer the best alternative ( with no estate agent’s fees ), for making the entire selling process if not enjoyable at least, satisfactory.
Passive Income
May
08
Accepting It’s Over and How a Quick House Sale May Help
Posted by: | CommentsWhenever a relationship breaks down it is a shock, even when you have known for a while that its just not working out and the final decision to part is likely to stay with you for a long period of time. It can take months for it to really sink in and throughout this time it is common to fantasize about reconciliation, reunion and recriminations.
Understanding what went wrong is often the first step on the way to recovery and it’s easy to get stuck in questioning, how could they do that to me? What did I do wrong? Whose fault it is? This is only natural.
However a more positive approach is to center on the relationship, as opposed to individual responsibility and I found the following questions beneficial: -
What were things like when we first met?
What was good about our relationship?
In what way have we changed?
Why were we attracted to each other?
Have any external factors influenced our relationships?
Just what is it that has prevented us from rising above our differences?
The answers to these questions may be upsetting but the more we understand, the easier it is to let go and then move on. This was a time that I felt many emotions, including sadness, anger, despair and confusion. Additionally, there is a multitude of practical issues to take care of, such as, supporting your children, birthdays, childcare, informing the school, access arrangements and seeing the in-laws.
It is common after a relationship breakdown to find that you are having a battle with feelings of low self-confidence and self-esteem. There are so many things to arrange it can be easy to neglect your own feelings. Don’t be too hard on yourself and accept and be thankful for any support your friends and family provide.
This is a tough time to be a parent but the children must know what is happening. Hiding the truth from them is not protecting them and may leave them confused and wondering whether they can trust you. Obviously how much you tell them will depend on how old they are. Sharing your feeling will help them make sense of how they feel and allow your children to show their feelings as well.
My biggest worry was my concerns over money and property. You know, managing the finances when you have to survive on a lower income and who gets what in your family home, the pet. Will I have to sell? Where will we live? This can really drag you down. Luckily I found a solution to my problem, which saved me from any despair.
There are many house sale specialists who offer an alternative to that of an estate agent, so I decided to investigate this option. I found a website headlining “ Sell your home in as little as seven days” This I considered would go along way to solving a great number of my problems. I contacted An Instant Sale in Leicester on their free phone number and although I live nearly three hundred miles from their main office, a local representative visited me the very next day.
We agreed on a price and a date, and the cash from the equity in my property was transferred to my account, I was able to make the settlement with my partner and had some spare money to carry me through and I am not homeless. Not only did they buy my home but they also arranged for me to rent back at the normal rent for our area. If my circumstances improve, I have a pre-agreed price, to re purchase my home in the future.
Real Estate Professionals
